Our Distribution Authority allows Distributors to deal in insurance products as a representative of Terri Scheer Insurance Pty. Ltd. This appointment is authorised under ASIC Class Order 05/1070 "General Insurance Distributors" (effective from 31/10/05).
Contents covered include any of the items listed below which are owned by you (or which you are legally responsible for), which are listed in the most recent inventory/property condition report and which have been left at the property.
For Strata titled buildings 'contents' also means: temporary wall, floor and ceiling covers, and any fixture or structural improvement servicing a particular lot which the body corporate or similar is not required by law to insure.
'Building' means the property owned by you, used primarily as a residential building, and includes:
By getting a quote you agree that the right PDS is being made available to you by this website and agree with our Online Terms & Privacy Statement. You can also read the Suncorp Group Privacy Statement here.
If you purchase insurance from Terri Scheer Insurance, the information you provide during Online Quote and Purchase (including the answers to any questions we have asked you) will form part of your application for insurance. Before commencing the Online Quote therefore it is very important that we have explained your Duty of Disclosure obligations.
Before you enter into an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984.
If we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions.
You have this duty until we agree to insure you.
If you do not tell us something
If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.
If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.
By proceeding you agree that you have read and understand your Duty of Disclosure.
The quote is available for 30 days from the date it is generated. It is not a contract of insurance and does not provide cover.
By clicking on Start quote I confirm that I have read and accept the conditions as set above under Things you need to know.
By getting a quote you agree that the right PDS is being made available to you by this website and agree with our Online Terms & Privacy Statement. You can also read the Suncorp Group Privacy Statement here.
If you purchase insurance from Terri Scheer Insurance, the information you provide during Online Quote and Purchase (including the answers to any questions we have asked you) will form part of your application for insurance. Before commencing the Online Quote therefore it is very important that we have explained your Duty of Disclosure obligations.
Before you enter into an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984.
If we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions.
You have this duty until we agree to insure you.
If you do not tell us something
If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.
If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.
By proceeding you agree that you have read and understand your Duty of Disclosure.
The quote is available for 30 days from the date it is generated. It is not a contract of insurance and does not provide cover.
By clicking on Start quote I confirm that I have read and accept the conditions as set above under Things you need to know.
By getting a quote you agree that the right PDS is being made available to you by this website and agree with our Online Terms & Privacy Statement. You can also read the Suncorp Group Privacy Statement here.
If you purchase insurance from Terri Scheer Insurance, the information you provide during Online Quote and Purchase (including the answers to any questions we have asked you) will form part of your application for insurance. Before commencing the Online Quote therefore it is very important that we have explained your Duty of Disclosure obligations.
Before you enter into an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984.
If we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions.
You have this duty until we agree to insure you.
If you do not tell us something
If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.
If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.
By proceeding you agree that you have read and understand your Duty of Disclosure.
The quote is available for 30 days from the date it is generated. It is not a contract of insurance and does not provide cover.
By clicking on Start quote I confirm that I have read and accept the conditions as set above under Things you need to know.
By getting a quote you agree that the right PDS is being made available to you by this website and agree with our Online Terms & Privacy Statement. You can also read the Suncorp Group Privacy Statement here.
If you purchase insurance from Terri Scheer Insurance, the information you provide during Online Quote and Purchase (including the answers to any questions we have asked you) will form part of your application for insurance. Before commencing the Online Quote therefore it is very important that we have explained your Duty of Disclosure obligations.
Before you enter into an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984.
If we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions.
You have this duty until we agree to insure you.
If you do not tell us something
If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.
If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.
By proceeding you agree that you have read and understand your Duty of Disclosure.
The quote is available for 30 days from the date it is generated. It is not a contract of insurance and does not provide cover.
By clicking on Start quote I confirm that I have read and accept the conditions as set above under Things you need to know.
