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Building Insurance

Our Residential Building Insurance policy covers you for unexpected events that damage your building, such as fire, storm and flood, as well as loss or damage caused by tenants or unknown persons.

Combine with Landlord and Save.Find out more >
Buy online and SAVE 5% on your first year's premium

What's Covered

Damage from unexpected events

Protects your property against loss or damage caused by:

  • Fire or explosion
  • Storm or rainwater
  • Flood
  • Escape of Liquid
  • Lightning
  • Show more

Damage caused by tenants, visitors or unknown persons

Protects your property against:

  • Accidental loss or damage
  • Tenant damage
  • Break-in vandalism or theft

Loss of rental income

Up to 52 weeks

If your building is damaged by an insured event and becomes untenantable for more than 7 days, we’ll cover your loss of rent for up to 52 weeks (and no more than $50,000 per year for holiday let properties).

Also covers

We cover your legal liability for an occurrence that causes death or bodily injury to other people, or damage to other people’s property, up to the limit of $20 million.

For full details of our policies we recommend you read the relevant Product Disclosure Statement.

Details of what's covered

Cover anywhere between $100,000 and $2million

Insured Events
Sub-limit
Fire or explosion
Storm or rainwater
Flood
Escape of Liquid
Lightning
Earthquake
Impact
Accidental glass breakage
Riot or civil commotion
Oil leakage from any heater
Electric motor burnout
Up to $2,000 per claim
Accidental loss or damage
Tenant damage
Break-in vandalism or thefts
Insured Events
Limit
Untenantable
Up to 52 weeks loss of rent (and no more than $50,000 per year for holiday let properties)
Insured Events
Limit
Legal Liability
Up to $20million in legal liability

Cover anywhere between $100,000 and $2million

Insured Events
Limit
Fire or explosion
Storm or rainwater
Flood
Escape of Liquid
Lightning
Earthquake
Impact
Accidental glass breakage
Riot or civil commotion
Oil leakage from any heater
Electric motor burnout
Up to $2,000 per claim
Accidental loss or damage
Tenant damage
Break-in vandalism or theft
Insured Events
Limit
Untenable
Up to 52 weeks loss of rent (and no more than $50,000 per year for holiday let properties)
Insured Events
Limit
Legal Liability
Up to $20million in legal liability

For full details of our policies we recommend you read the relevant
Product Disclosure Statement.

Why Building Insurance is important

You can’t control the weather or other unexpected events like theft or accidents. But you can protect yourself against the loss and damage they cause. Our Residential Building Insurance policy provides cover for the cost to repair damage, as well as the loss of rent you incur whilst the repairs are being undertaken.

Combine
and save

If you own a freestanding building, combine one of our Landlord Insurance products with our Residential Building Insurance and receive a 10% discount on your Residential Building Insurance policy.

Find out more
Building Insurance is rated 4.5 out of 5 by 32.
Rated 4 out of 5 by from Good product for Investor owners Ideal for my needs as an investment property owner.
Date published: 2017-12-11
Rated 4 out of 5 by from great happy to have this policy, happy to have this policy
Date published: 2017-11-24
Rated 5 out of 5 by from Easy and reasonable Easy to buy quick with no down time and now the fifth policy I have with this co
Date published: 2017-11-22
Rated 5 out of 5 by from Building Insurance Grubb Street I purchased landlords building insurance today and am very happy with the price and ease of purchase
Date published: 2017-11-17
Rated 5 out of 5 by from Easy application process The application process was so easy and without all the glitches of other online applications. I tried two other online insurance providers and both application processes were buggy and so slow I gave up. Thankfully yours was "user-friendly".
Date published: 2017-11-07
Rated 4 out of 5 by from Terri Scheer Landlords Insurance Purchased today from the website and was very easy.
Date published: 2017-11-04
Rated 1 out of 5 by from Rewards new customers but not loyal exisiting Only rewards new customers with discount but loyal customers get nothing for renewing their policy's
Date published: 2017-10-30
Rated 4 out of 5 by from Home Cover Very easy and competitive product. Well covered. it works
Date published: 2017-10-12
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