1800 804 016

Sales & Service: Mon-Fri 8.30am to 6pm AEDT
Claims: Mon-Fri 8.30am to 7pm AEDT

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Combined Coverage

Want total peace of mind? By choosing Terri Scheer to provide both your Landlord Insurance and Building Insurance, you can rest assured that we've covered your property for a more complete range of potential risks.

Combine one of our Landlord Insurance products with our Residential Building Insurance and receive a 10% discount+ on your Residential Building Insurance policy.

Landlord Insurance

Cover Highlights

  • Protects you from loss of rental income due to tenant related risks such as a tenant breaking their lease or being evicted
  • Covers damage to your contents – especially furnishings you forget, like curtains, carpets, blinds and light fittings
  • Includes additional benefits such as re-letting costs above the tenant’s bond, removal of goods and replacement of locks following an eviction.

Building Insurance

Cover Highlights

  • Covers damage to your building from events like fire, storm, flood and water damage
  • Covers damage to your building caused by tenants or unknown persons
  • Includes cover for loss of rental income if your building is damaged by an insured event

For full details of our policies we recommend you read the relevant Product Disclosure Statement.
The Target Market Determination is also available.

Home Building Calculator

Estimate the cost to rebuild. This calculator can help you, as the owner of the property, work out the estimated rebuild cost of your residential building and to help you choose your sum insured.

Terri Scheer Home Building Calculator
Combined Coverage is rated 4.5 out of 5 by 1244.
Rated 4 out of 5 by from Great insurance product Just bought it. It seems like a good product and look forward to the relationship
Date published: 2024-03-09
Rated 5 out of 5 by from Quick and Easy! Really simple and detailed to help a first timer out!
Date published: 2024-03-09
Rated 5 out of 5 by from Great product easy application I purchased my first policy with Terri Scheer last year when my previous insurer let me down. I found the online application process very easy and the costs very competitive. This is now my second policy with Terri Scheer and the third will be coming up this August. I would not go anywhere else and even better I get a discount once I reach the third policy.
Date published: 2024-03-08
Rated 4 out of 5 by from Seems like a good product. I have just purchased this product. Time will tell
Date published: 2024-03-08
Rated 5 out of 5 by from Great Insurance This is my third policy. Excellent coverage and great value for money.
Date published: 2024-03-06
Rated 5 out of 5 by from Great Combined Insurance Like the all in 1 policy makes it easy to manage. Great value for money.
Date published: 2024-03-03
Rated 5 out of 5 by from excellent process to get policy very happy with product. it is exactly what I needed and was very easy to complete on line application
Date published: 2024-03-01
Rated 4 out of 5 by from Good insurance product but need more flexible paym The product is very good. If you provide monthly payment option, it'll b eeven better.
Date published: 2024-02-29
Rated 5 out of 5 by from Great product - Easy to organise I found the process refreshingly easy to arrange. The information provided on the website was thorough but to the point and the policy is significantly cheaper than the one I previously held with another insurer.
Date published: 2024-02-23
Rated 5 out of 5 by from great insurance i have 2 investment property covered with them now
Date published: 2024-02-22
Rated 4 out of 5 by from Landlord insurance Compared other products this covered me as a landlord completely
Date published: 2024-02-22
Rated 5 out of 5 by from Great insurance product My last minute quote get the best result, thanks Terri Scheer.
Date published: 2024-02-22
Rated 5 out of 5 by from Great Insurance Product Bought this policy recently and happy with it so far!
Date published: 2024-02-21
Rated 5 out of 5 by from Easy to understand insurance Initial impressions are good, have only just signed up but competitive prices on offer.
Date published: 2024-02-19
Rated 4 out of 5 by from Landlord insurances Have been with Terri Scheer for a number of years, and despite a significant jump in premiums this year, they are still significantly cheaper than other insurance companies. Sadly, there are no such thing as loyalty discounts or no claim discounts on landlord/rental insurances. Go with a new policy rather than a renewal and you get new policy discounts and online discounts if you do it online
Date published: 2024-02-19
Rated 5 out of 5 by from happy with the pricing. happy with the pricing and service. now have multiple insurance policies with terri scheer.
Date published: 2024-02-19
Rated 5 out of 5 by from Great insurance company I have already bought 2 policy before and they are very friendly and easy to buy policy
Date published: 2024-02-19
Rated 5 out of 5 by from Insurance Great price and service for your rental propoerties
Date published: 2024-02-12
Rated 4 out of 5 by from Sick of Banks off-loading their Insurance Products Caught again by ANZ Bank who offered to insure my investment property along with their investment loan. Again, ANZ Bank steps away from their insurance product, leaving me exposed to the whims of an alternative insurer. This time, I'm choosing an independent Landlord Insurer - better deal and easier to arrange. So far so good.
Date published: 2024-02-08
Rated 5 out of 5 by from gtreat insurance easy to apply on line. covers more than my previous policy
Date published: 2024-02-07
Rated 5 out of 5 by from grate prodact i bought a week ago i m happy to save money for both propertys
Date published: 2024-02-02
Rated 5 out of 5 by from Great Very easy online experience. I believe its good value.
Date published: 2024-02-02
Rated 4 out of 5 by from Very happy return customer Great experience, very happy so far. The only thing I can think of to improve that will take you to a 5-star review in my books, is to have some sort of portal where I can sign into to see my policies, etc. in a single place. Thanks.
Date published: 2024-01-30
Rated 5 out of 5 by from Seamless and Reliable Coverage I recently purchased insurance from Terri Scheer, and I couldn't be more pleased with the experience. The process of securing coverage was incredibly smooth, thanks to their user-friendly online platform. The policy offers comprehensive coverage at an affordable rate, providing peace of mind without breaking the bank.
Date published: 2024-01-29
Rated 1 out of 5 by from Dont value repeat customer & bad customer service I had three policies with them for almost 2+ years now. Unfortunately, One of them lapsed since I was on business travel. I was asked to generate a new quote, which was higher than the policy price they sent me a month back to renew. When I requested a price match, they refused very rudely. I still renewed since I want to claim a multipolicy discount, but I wouldn't recommend them to anyone in case of a new relationship.
Date published: 2024-01-24
Rated 3 out of 5 by from Please make it easier It would be so much easier to have the option to ring and purchase (and still get the incentive discount). It is also easier when the managing agent can set up and process payements etc.
Date published: 2024-01-24
Rated 5 out of 5 by from Great online portal! I wanted to take a moment to express my appreciation for the excellent service provided by your home insurance portal. I recently had the opportunity to navigate through the system, and I must say it was a seamless and positive experience. Here are a few aspects that stood out: User-Friendly Interface: The portal's interface is incredibly user-friendly. Navigating through various sections was intuitive, and I could easily find the information I needed. Efficient Policy Management: The portal made it hassle-free to manage my home insurance policy. I could review my coverage, make adjustments, and access policy documents with just a few clicks. Clear and Transparent Information: One of the standout features was the clarity of information provided. Terms and conditions were well-explained, and I could easily understand my policy details. Responsive Customer Support: The customer support available through the portal was prompt and helpful. Any queries I had were addressed swiftly, enhancing my overall experience. Overall, I am impressed with the functionality and convenience your home insurance portal offers. It has truly simplified my insurance management, and I wanted to commend your team for a job well done. Thank you for providing an outstanding service.
Date published: 2024-01-23
Rated 4 out of 5 by from Very low price compared to others I bought combined coverage for our very first investment property. I've never had any experience as a property investor and don't know much about Terri Scheer. But looking through reviews and talking to some friends I decided to give them a go. Their price was over $1000 cheaper than others! In a way I'm scared if I got the right insurance, although I did make sure to compare apples to apples. I would have preferred though if they gave a monthly payment option rather than having to pay the whole annual fee in one go.
Date published: 2024-01-22
Rated 5 out of 5 by from Great they accept holiday rentals for the property when many other insurers wont.
Date published: 2024-01-16
Rated 4 out of 5 by from Renewing issues I had an auto payment for renewal bounce back and was not made aware of this until the policy was cancelled and I had to go through the process again, slightly annoying. Would of expected better communication or phone call
Date published: 2024-01-16
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